Injury Claim Forms

What is the Injury Fund?

The injury fund is an injury scheme and NOT an insurance scheme and does not seek to compensate fully for injury, rather to lessen the hardship to players and officials. The fund should supplement other schemes where applicable, i.e. VHI, Irish Life etc.


WATCH the video below which explains the Injury Fund from a players perspective 


 


Rules pertaining to the injury fund are covered in the official guide from Rule 67 to Rule 91 and you should make yourself aware of these.


Who does the Injury Fund Cover?

The Injury Fund covers all playing members who sustain an injury in the following:

a) an official competitive or challenge game

b) an official and supervised training session (not virtual)


It also applies to Club Officers, Team Mentors and Match Officials (Referees, Umpires and Linespersons) if registered to the injury fund.


How is the Injury Fund funded?

The injury fund is funded by all playing members who pay registration fees, as well as some non playing members.


Fees are determined by Central Council and at present are as follows:


Adult – €25

Juvenile/U18 – €10

U10 – €0


What are the Benefits of the Scheme?

The fund will pay out the following amounts, once all relevant paperwork & prior approval has been received


Medical Expenses – €5,500, which includes GP Visits, Physio (6 Sessions @ 90%), MRI’s, Consultant Visits & Surgery (once prior approved)

Dental Expenses – €3,000

Loss of Wages – A maximum €200 per week for a max of 20 weeks. Applies to all adult members but if you’re a juvenile with a part time job, you must pay the adult rate in order to qualify.


How can I make a claim?

In order to claim for the benefits above, you must


Submit a Preliminary Claim Form within 8 weeks of getting injured regardless if it’s serious or not, available on our website and it must be signed by all relevant parties, as per the form. EMAIL or post Preliminary Claim Form to Dublin LGFA office info@dublinladiesgaelic.ie


Private treatment (i.e. MRI’s, Consultant visits & Surgery) must be prior approved in order for us to reimburse you.

Physio & GP visits are not considered private treatment, and will be refunded once you have submitted your Preliminary Claim Form within 8 weeks of the date of injury. (Physiotherapy is required to be carried out by individuals with an appropriate third level qualification).Dental Treatment is not considered private but you must submit a report from your dentist once you have been assessed.


The LGFA will not accept electronic copies of the FULL injury claim form or receipts all original paperwork must be sent first to the Dublin LGFA office (Not Croke Park) in hard copy. The Dublin Injury fund coordinator will then stamp, sign and forward the complete full injury claim form / receipts directly onto Amy Coll in Croke Park.


Please note: In line with current Level 5 Government guidelines the Dublin LGFA office is currently closed to visitors. Emails will be constantly monitored during office hours - info@dublinladiesgaelic.ie 


Full Injury fund forms including original receipts should be posted to the office - Dublin LGFA office, Le Cheile, Donnycarney, Dublin 5 Eircode: D05 X535


To claim for loss of wages;

Your employer sign & stamp your Full Claim Form and Submit your last 4 payslips and Submit a statement of any social welfare payments. Medical Cert from your GPClaims will be checked and verified. You have one year from date of injury to activate the claim and two years to complete claim process.


A cheque will be issued to the player/guardian. No third party cheques will be issued.


What is the Procedure if a Player requires Private Treatment?

Private treatment is considered to be treatment not provided by the public system i.e. HSE or NHS.


If you require treatment outside of the public system, we will require the following documentation in original format posted to the office in Croke Park prior to your visit in order to financially reimburse your expenses:


Medical Letter of Referral from your GP, to say he/she has accessed you and is referring you on for an MRI or Consultant Visit.

A letter from you the player requesting financial permission for this visit.

A letter from a consultant for any further private treatment.

If we do not receive the above pieces of information, along with your Preliminary Claim Form prior to the treatment, then we will not be in a position to reimburse you for these expenses.


Is there any exclusion from the Injury Fund?

Travel expenses, prescriptions and medical aids are NOT covered under the injury fund.


The scheme shall not apply in the case of a player/official:

Who is injured during a game as a result of an assault wherein the claimant has been the aggressor

Whose injury arises from a pre-existing physical defect or infirmity or from the use of alcohol or drugs

Players who do not wear mouth guards.

Who may be pregnant, suffering from concussion etc, any player who plays in this condition is entirely responsible for any consequences that may arise.

Protective equipment needs to be medically prescribed by your doctor who is aware that it will be worn to play Ladies Gaelic Football and not pose a hazard to other players, then there is no issue with the wearing of same from the LGFA Injury Fund point of view.

Any person who requires corrective eyewear to participate in Ladies Gaelic Football should consult with their optometrist and review options to ensure safe participation.

Tell your optometrist of your plans to play Ladies Gaelic Football.  He or she will be able to fit you with glasses that use durable, unbreakable polycarbonate for the lens

You will also need to ensure your frames for sports glasses are as durable as the lenses


Who do you Contact in Relation to the Injury Fund Scheme?

Amy Coll

Croke Park,

Dublin 3


Email: amy.coll@lgfa.ie

Tel: 01 865 8642


Click on the Link below to download a (1) Preliminary Claim Form.pdf (2) Full injury Claim form.pdf




MEMO Issued by Amy Coll 11th November 2021


A Chairde, 

 

A number of claims have been declined or claimants have not received the full reimbursement they were expecting in recent days due to the following:

  • The incorrect preliminary claim form being used giving players the belief that claims less than €200 do not need to be notified within 8 weeks
  • Private treatments have not been prior approved (MRI, Xray, Consultations, Surgeries)
  • Additional physiotherapy sessions were not prior approved

 

To prevent this occurring in the future, please ensure all players are made aware of the limits of the LGFA Injury Fund, which are available on the LGFA website (link below).

 

All claims must be notified within 8 weeks of the injury date, regardless if the injury is considered serious or not. This can be done in 2 ways:

 

  • Preliminary Claim Form – Should be submitted for any claim which is expected to exceed €200, treatment will not be completed within 8 weeks from the injury date or a claim where treatment is being pursued which requires prior approval.
  • Injury Claim Form – For treatments which are completed within 8 weeks from the date of injury, does not require prior approval and is less than €200

 

Under the LGFA Injury Fund the following medical expenses are covered under the LGFA Injury Fund without prior approval:

  • 90% of the first 6 physiotherapy sessions after injury
  • GP Visits
  • A&E visits

 

Any private treatment which a claimant is looking to have covered under the Fund – MRIs, private Xrays, consultations, surgery etc – require prior approval by submitting a referral letter from a medical doctor with a request from the claimant to have the treatment considered for prior approval.  For additional physiotherapy sessions to be considered, a report from the physiotherapist on business headed paper stating the number of sessions anticipated to be required prior to the players return to sport must be submitted. In order for prior approval to be considered the claim must be opened by submitting a preliminary claim form before the treatment occurs. I have attached a copy of the preliminary claim which should be used.

 

The maximum benefit available for medical expenses is €5,500.

 

The LGFA Injury Fund is completely funded through the fees paid by registered members at registration each year. There is no insurer involved and it is not an insurance policy/scheme and should not be referred to as such. The Fund is not in place to cover every expense incurred due to injury but to assist in reimbursing expenses not recoverable elsewhere, such as private health insurance (VHI, LAYA Healthcare, Irish Life etc.) or Personal Accident insurance policies (Allianz Schools policy).

 

There is no legal obligation on the Association to provide such a Fund or on any club/county to pay for a player’s medical expenses. The participation in all sports, especially contact sports, carries an inherent risk of injury which is accept by members when they voluntarily participate in sport. 

 

Should a member wish to pursue private treatment following an injury, they must ensure that they have the adequate financial resources to cover such treatment and must not rely solely on the LGFA Injury Fund for reimbursement. All members should make themselves aware of the benefits and procedures in place relating to the Injury Fund. 

 

Full details of the benefits and terms of the LGFA Injury Fund are available online at https://ladiesgaelic.ie/resources/injury-fund/.